What @[email protected] said below, but instead I’d recommend You Need A Budget (YNAB). YNAB is amazing, and despite not liking paying for subscription services, I keep using it and not getting firefly (and I do self host my own things). It’s like $100 a year and will save you far more than that if you use it correctly. Check them out: http://www.youneedabudget.com
Make sure to read their intro stuff on why they recommend doing things the way they do, as active budgeting isn’t for everyone.
Yeah I didn’t realize votes were essentially public already. This will 100% change my voting patterns. The problem is, I’m an idealist who still follows old school reddit voting guidelines of “this adds to the conversation” or not…so I upvote stuff I don’t agree with as long as it is well thought out, well said, or at least civil and trying to have a good conversation. When I remember to, I also tend to downvote vitriolic nonsense or pithy nothing comments even if I agree with the values, because I don’t think it helps anyone to have annoying angry echo chambers. That’s like…the entire Internet right now, and Lemmy is already bad enough with that. It doesn’t need to get worse by making sure everyone is voting in lockstep lest they get brigaded (which there are no inherent protections against).