My first OS was whatever ran on a Commodore 64. I guess the Commodore kernel and Basic?
My first distro was whatever version of Fedora was current in the fall of 2008. I’d gone to university that year and my laptop crapped out. Couldn’t afford a legit Windows license at the time to replace it, and I’m pretty sure I just remembered that Red Hat was a thing and found Fedora that way. One thumb drive and 16 years later, still using linux, so I guess that was about the only good thing to come from my abortive first attempt at higher education.
Even cash breaks down pretty quickly in a hypothetical situation where you have something similar occur that lasts for an extended period. When banks’ systems are impacted, how do I get more cash from my account with them when whatever amount I had when the system went down runs out? I haven’t had a physical passbook for an account in a good 20 years.