• Possibly linux@lemmy.zip
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    3 months ago

    The problem with crypto is that is chaotic. It also has the major downside of being very computational and requiring a ton of energy.

    In contrast Taler is a payment system not a crypto. You could technically could use crypto with Taler if you wanted to. Taler has lightning fast payments which have way less overhead.

    In summary I think cash and crypto are good for small transactions such as paying a friend but for big businesses and normal shopping Taler is better

    • umami_wasabi@lemmy.ml
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      3 months ago

      I think crypto can achieve stability, not by pegged to a fiat currency but commodity backed. There are also mechanisms and algorithms that can confirm transactions without using excessive energy, be fast, and private all in the same time. I still think crypto have a future. Yet I don’t know how far that future is, but for now I will stay away from it as far as I can.