I was just about to post the same thing. I’ve been using Linux for almost 10 years. I never really understood the folder layout anyway into this detail. My reasoning always was that /lib was more system-wide and /usr/lib was for stuff installed for me only. That never made sense though, since there is only one /usr and not one for every user. But I never really thought further, I just let it be.
All those with a known number attached (or when I’m expecting an unknown call). Probably 70-80%. But I rarely call, maybe like once or twice a month